Monterey County Employee Credit Union

CHECKING ACCOUNTS

SHARE ACCOUNTS

INDEPENDENCE ACCOUNTS

IRAS

FEE SCHEDULE

Checking Accounts

Are you a prisoner of FREE checking? Free with direct deposit, free with a minimum balance, and don't even think of talking to a teller in person. At MoCoECU we offer checking accounts that have all the features of FREE checking but without the imprisoning requirements!

Besides a checking account that has 0, that's zero, ziltch, nada monthly service fee, no direct deposit requirement, no minimum balance requirement and your first order of checks absolutely FREE! we love to see your smiling faces! No charge for that either! (Disclaimer: Offer limited to one primary checking account)

How about overdraft protection you ask? We have that too. Overdraft from your base share account (your regular savings) or even another savings account for added backup.

Sign up for savings overdraft protection for those times when you forget to log a check or the numbers didn't add up quite right.

But what about ATM access? Try FREE ATM withdrawals from over 25,000 ATMs throughout the U.S. and Canada through the CO-OP Network. We even allow unlimited FREE ATM withdrawals from other ATM networks (go ahead...use that Wells Fargo ATM if you must)** Find A CO-OP ATM

Combine MoCoECU's FREE checking with our FREE VISA Check Card purchases! Use your MoCoECU VISA Check Card instead of checks anywhere the VISA logo is displayed.

Even more convenient service with MoCoECU's Internet home banking:

Combine FREE Checking, FREE Visa Check Card and FREE Internet home banking and your option of FREE Bill Payer? Yeah, you can have it all! Need a quick demo just to be sure? View A BillPay Demo

*A MoCoECU line of credit is a loan account which must be applied for and is dependent upon approved credit.
** Institutions on other ATM networks may impose a surcharge that MoCoECU does not control.

Links to other web sites are provided to assist you in locating information. When you click on a link to a third party web site you leave Monterey County Employees Credit Union' web site. The fact that there is a link between our web site and another does not constitute a product or program endorsement by Monterey County Employees Credit Union.

Monterey County Employees Credit Union has no responsibility for or control over the content of web sites found on external links and is not responsible for the accuracy, privacy, security, or propriety of any information located there. We do not represent either the linked web site or the user if the two enter into a transaction.