Equity loans with such low rates and up to 80% financing are opening all sorts of possibilities. Replace all the windows in your house, consolidate your bills to free up some of your money, or reward yourself by installing a hot tub. And the best news is that a home equity loan may mean certain tax advantages for you. Please consult with your tax advisor regarding the deductibility of interest.

FIXED RATE HOME EQUITY LOANS
With our fixed rate term loan and with rates this low, it might make more sense to renovate your home than to move. Just think, the kids are already settled into their school, you have your commute and alternative roads down pat, and you know how to navigate the aisles in your local grocery store, so why would you want to move? Remodeling may increase the value of your home and you could save monthly by making it more energy efficient with new doors, windows, and climate control systems.

HOME EQUITY LINE OF CREDIT
With this line of credit tied to your home, you can draw up to the limit whenever you need it. As you pay down the line, it becomes available to use again--you always have funds at your fingertips. It's that simple.

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