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Wii wish you a Merry Christmas

This holiday season Wii’ve gotta deal for you! Starting in October, each time you swipe your MasterCard Debit as “credit” you will be entered into a drawing for a Nintendo Wii!! The drawing will be held Friday, December 19th, 2008 just in time to gift for the holidays!!

Don’t have a MasterCard Debit? No problem, open a FREE checking account. Yes, it’s absolutely FREE… no direct deposit requirement, no minimum balance requirement, no monthly fees! Plus the MasterCard Debit gives you access to your base savings and allows you to process transfers by ATM (Automatic Teller Machines). Speaking of ATM machines, we have 25,000 nationwide free of charge available to you through the CO-OP network. You can also use ATMs in 7-11 stores absolutely free to make withdrawals. Point of Sale (POS) purchases are free too however they are not eligible for the Wii drawing.

Our FREE checking is not like the rest!
Included in our Free checking package is free telephone teller banking, free internet home banking, free bill pay, a free box of checks, and more! Have you been thinking about the switch but don’t know where to start? No problem just ask a member representative for a “Quick Switch” kit to assist you in changing your direct deposits, automatic withdrawals, and closing your account from the “other” institution.

Give, Get, & Save!
This year we’re making some changes to our traditional Holiday Loan by offering an option to save for next year along with low interest rate and a donation to the local charity of your choice*. How does the low rate of 6.5%** sound to you? And the option to borrow over the amount you need to save for next year?

So here’s how it works: Borrow $2,025.00, use the first $1,000.00 for holiday shopping and the second $1,000.00 you put into a holiday savings for next year. The charity of your choice receives $25.00. Your payment at 6.5% would be $174.76. If you choose a by-weekly deduction your payment would be $87.38. You’ll have this holiday season and 2009’s taken care of!

*Donation funds will be added to your loan amount. $5 per $100.00 with a maximum of $25.00 added for donation. **6.5% APR good for credit scores 690 and above on approval. For scores 630 to 689 rate will be 8.5% APR on approval.

Wii’ve got the rate you want...
Want a new car but don't want to hassle with a payment until after the holidays? Or how about a low interest rate loan? We have a deal for you, we are offering new and used auto loans for as low as 5.50% APR for 60 months* and an option to skip your payments for 3 months! You can also choose to finance 100% of the vehicle including tax, license, and GAP (Guaranteed Auto Protection) mechanical breakdown insurance. Feel free to finance or re-finance that vehicle you’ve been eyeing and don't make a payment on it until January!

The fine print: Rate of 5.50% is for qualified borrowers with a minimum credit score of 690. Vehicle financed must be at least $15,000, payment at 5.50% for 60 months would be $286.54.

Be an Angel
Each year Monterey County Employees Credit Union collects new unwrapped toys for Natividad Medical Center’s Pediatric Unit. Since we’ve started our “Be An Angel” program in 2003 we have collected numerous toys from our generous membership. This year we would like to split the donations received to not only benefit N.M.C’s Pediatric Unit but to also benefit other Monterey County Departments that assist less fortunate children.

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  Bullet   MoCoEcu 2008 4thQ Newsletter  
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  Bullet   New Promotions - Click here.  
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Branch Locations

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  20 W. Market St        570 Casanova
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  Salinas, CA 93901   Monterey, CA 93940
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  Phone: (831) 535-5575
Out of Area Toll-Free 800-692-2228
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24/7 Telephone Teller
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  (831) 535-5575 option 1 or 757-6928
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Lost/Stolen Credit Cards 1-800-453-4270, MasterCard Debit Cards 1-800-528-2273
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