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SHARE ACCOUNT RATES CERTIFICATE RATES LOAN RATES
Certificates
Effective
All Rates Are Subject To Change
   
Regular/IRA Share Certificates   APY=Annual Percentage Yield

Minimum Balance

Term

Dividend Rate

APY

Dividends are compounded monthly and posted monthly  and at maturity. No additional deposits are allowed. Early withdrawal penalties apply.
$1,000/$2,500/$10,000/$50,000/$100,000

3-5 Months

1.50%

1.510%

$1,000/$2,500/$10,000/$50,000/$100,000

6-11 Months

1.75%

1.764%

$1,000/$2,500/$10,000/$50,000/$100,000

12-23 Months

2.25%

2.273%

$1,000/$2,500/$10,000/$50,000/$100,000

24 Months

2.85%

2.887%

"Independence" Share Certificate   APY=Annual Percentage Yield

Minimum Balance

Term

Dividend Rate

APY

Dividends are compounded monthly and posted monthly and at maturity. Additional deposits are encouraged. Early withdrawal penalties apply. Only available for "Independence" members.

$100.00

7 Month

0.75%

0.753%

SPECIAL CERTIFICATE RATES     APY=Annual Percentage Yield

Minimum Balance

Term

Dividend Rate

APY

Dividends are compounded monthly and posted monthly and and at maturity. No additional deposits are allowed. Early withdrawal penalties apply.

$2,500.00

7 Month

2.75%

2.785%

$50,000.00

7 Month

2.95%

2.990%

$100,000.00

7 Month

3.05%

3.093%

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Branch Locations

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  20 W. Market St        570 Casanova
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  Salinas, CA 93901   Monterey, CA 93940
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  Phone: (831) 535-5575
Out of Area Toll-Free 800-692-2228
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24/7 Telephone Teller
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  (831) 535-5575 option 1 or 757-6928
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Lost/Stolen Credit Cards 1-800-453-4270, MasterCard Debit Cards 1-800-528-2273
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