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SHARE ACCOUNT RATES CERTIFICATE RATES LOAN RATES
Share Account Rates
 
Effective
All Rates Are Subject To Change
 

Checking Accounts

Savings Calculators

APY=Annual Percentage Yield

Balance

Dividend Rate

APY

less than $5,000

0.000%

0.000%

$5,000 to $9,999.99

0.100%

0.100%

$10,000 to $49,999.99

0.200%

0.200%

over $50,000

0.250%

0.250%

Base Shares

Savings Calculators

APY=Annual Percentage Yield

Balance

Dividend Rate

APY

$100.00 to $4,999.99

0.200%

0.200%

$5,000.00 to $9,999.99

0.300%

0.300%

$10,000 to $49,999.99

0.450%

0.451%

over $50,000

0.600%

0.602%

Market Rate Savings

Savings Calculators

APY=Annual Percentage Yield

Balance

Dividend Rate

APY

less than $2,500

0.000%

0.000%

$2,500 to $9,999.99

0.750%

0.753%

$10,000 to $24,999.99

1.000%

1.005%

$25,000 to $49,999.99

1.250%

1.258%

$50,000 to $74,999.99

1.500%

1.511%

$75,000 to $99,999.99

1.750%

1.765%

over $100,000

2.100%

2.122%

Minor Accounts

Savings Calculators

APY=Annual Percentage Yield

Balance

Dividend Rate

APY

$25.00 to $499.99

0.35%

0.351%

$500.00 to $2,499.99

0.50%

0.501%

$2,500.00 to $9,999.99

0.55%

0.551%

$10,000 and above

0.65%

0.652%

Christmas Club

Savings Calculators

APY=Annual Percentage Yield

Balance

Dividend Rate

APY

$25.00 to $999.99

0.50%

0.501%

$1,000 and above

0.65%

0.652%

IRA/SEP Accounts

Savings Calculators

APY=Annual Percentage Yield

Balance

Dividend Rate

APY

$5.00 to $4999.99

0.75%

0.753%

$5,000 and above

0.99%

0.995%


 
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Branch Locations

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  20 W. Market St        570 Casanova
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  Salinas, CA 93901   Monterey, CA 93940
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  Phone: (831) 535-5575
Out of Area Toll-Free 800-692-2228
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24/7 Telephone Teller
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  (831) 535-5575 option 1 or 757-6928
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Lost/Stolen Credit Cards 1-800-453-4270, MasterCard Debit Cards 1-800-528-2273
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